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Kotak Credit Risk Fund - Growth - Direct

Kotak Mahindra Mutual Fund · Credit Risk Fund

AMFI scheme code 119741 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:36:57.166666.

NAV vs benchmark

NAV: 36.32 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score -22
MF Green Score 26.74
MF Black Score 48.74
Avg Q-Score β€”
Avg Technical Upside% β€”
Avg Analyst Upside% β€”
Returns
Ret 1M % 1.14 peer avg 22.2 · n=14 · Credit Risk Fund
Ret 3M % 3.26 peer avg 24.59 · n=14 · Credit Risk Fund
Ret 6M % 3.89 peer avg 27.37 · n=14 · Credit Risk Fund
Ret YTD % 4.97 peer avg 27.33 · n=14 · Credit Risk Fund
Ret 1Y % 8.48 peer avg 33.1 · n=14 · Credit Risk Fund
CAGR 3Y % 8.81 peer avg 10.07 · n=14 · Credit Risk Fund
CAGR 5Y % 6.93 peer avg 10.3 · n=14 · Credit Risk Fund
CAGR Incep % 8.29 peer avg 13.8 · n=14 · Credit Risk Fund
Risk
Volatility % 1.53 peer avg 17.71 · n=14 · Credit Risk Fund
Max Drawdown % -3.86 peer avg -14.85 · n=14 · Credit Risk Fund
Sharpe 1.51 peer avg 1.84 · n=14 · Credit Risk Fund
Sortino 1.46 peer avg 4.31 · n=14 · Credit Risk Fund
Beta 0.03 peer avg -0.21 · n=14 · Credit Risk Fund
Alpha % 2.26 peer avg 3.54 · n=14 · Credit Risk Fund
Price
NAV 36.32
Cost & Info
TER % 0.81 peer avg 0.75 · n=14 · Credit Risk Fund
AUM (β‚Ή cr) 770.02 peer avg 1685.02 · n=14 · Credit Risk Fund
Mgr Tenure (yr) 13.6
Details
Category Credit Risk Fund
Fund House Kotak Mahindra Mutual Fund
Broad Type Debt
Fund Manager Deepak Agrawal, Vihag Mishra
Inception Jan 2013

Fund Information

BenchmarkCRISIL Credit Risk Debt B-II Index
Sub-categoryCredit Risk
Fund HouseKotak Mahindra Mutual Fund
PlanDirect
RiskHigh
Exit LoadExit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Min Investmentβ‚Ή100
Min SIPβ‚Ή100
NAV Date05-Oct-2026
ISININF174K01LZ7

Portfolio Holdings

Holdings as of 2026-08-31.

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#Holding% of Portfolio
1 RepoUnspecified 8.19%
2 JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer Staples 7.23%
3 VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LACMaterials 6.52%
4 BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LACConsumer Discretionary 6.49%
5 TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LACIndustrials 6.47%
6 MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LACFinancial 6.43%
7 CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LACMaterials 5.82%
8 ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LACEnergy & Utilities 5.18%
9 Bharat Highways InvITIndustrials 4.7%
10 AU SMALL FINANCE BANK LIMITED SR I 9.3 LOA 03AG32 FVRS1CRFinancial 3.89%
11 360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LACFinancial 3.23%
12 STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100Unspecified 3.2%
13 MAS FINANCIAL SERVICES LIMITED RR NCD 12JU28 FVRS1LACFinancial 3.19%
14 REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LACFinancial 3.19%
15 Embassy Office Parks REITReal Estate 3.17%
16 AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LACFinancial 2.6%
17 AADHAR HOUSING FINANCE LIMITED 8.37 NCD 29MY28 FVRS1LACFinancial 2.59%
18 GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100Entities 2.51%
19 ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV C 9.15 BD 30NV28 FVRS1LACConsumer Staples 1.97%
20 Net Current AssetsUnspecified 1.86%
21 Brookfield India Real Estate Trust REITReal Estate 1.67%
22 THDC INDIA LIMITED SR-1 7.59 LOA 03OT26 FVRS10LACIndustrials 1.29%
23 GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LACConsumer Staples 0.8%
24 GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LACConsumer Staples 0.8%
25 GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LACConsumer Staples 0.8%
26 GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LACConsumer Staples 0.8%
27 NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LACConsumer Staples 0.65%
28 7.71% GOI 18-May-2066Entities 0.65%
29 Others Class A2 AIFUnspecified 0.55%
30 U.P. POWER CORPORATION LIMITED SR I STRPP D 9.70 BD 31MR28 FVRS10LACIndustrials 0.46%
31 U.P. POWER CORPORATION LIMITED SR I STRPP E 9.70 BD 30MR29 FVRS10LACIndustrials 0.45%
32 Cube Highways TrustIndustrials 0.43%
33 U.P. POWER CORPORATION LIMITED SR I STRPP C 9.70 BD 31MR27 FVRS10LACIndustrials 0.34%
34 DHRUVA XXII SERIES A1 PTC 29AUG24Unspecified 0.32%
35 U.P. POWER CORPORATION LIMITED SR II D 9.95 BD 31MR28 FVRS10LACIndustrials 0.26%
36 U.P. POWER CORPORATION LIMITED SR II E 9.95 BD 30MR29 FVRS10LACIndustrials 0.26%
37 U.P. POWER CORPORATION LIMITED SR II F 9.95 BD 29MR30 FVRS10LACIndustrials 0.26%
38 SANSAR JUNE 2024 TRUST SERIES A1 PTC 03JUL24Unspecified 0.25%
39 VAJRA 003 TRUST SENIOR TRANCHE PTC 08DEC23Unspecified 0.2%
40 U.P. POWER CORPORATION LIMITED SR II C 9.95 BD 31MR27 FVRS10LACIndustrials 0.19%
41 SURAT MUNICIPAL CORPORATION STRPP A 8 BD 13OT29 FVRS500Entities 0.07%
42 SURAT MUNICIPAL CORPORATION STRPP B 8 BD 13OT30 FVRS500Entities 0.07%
43 Yes Bank Ltd Perpetual Bond 9.00Financial 0%