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LIC MF Banking & PSU Fund-Direct Plan-Growth

LIC Mutual Fund · Banking and PSU Fund

AMFI scheme code 120338 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:35:47.656666.

NAV vs benchmark

NAV: 40.07 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score 4.44
MF Green Score 52.75
MF Black Score 48.31
Avg Q-Score β€”
Avg Technical Upside% β€”
Avg Analyst Upside% β€”
Returns
Ret 1M % 0.73 peer avg 0.69 · n=19 · Banking and PSU Fund
Ret 3M % 2.61 peer avg 2.48 · n=19 · Banking and PSU Fund
Ret 6M % 3.2 peer avg 3.14 · n=19 · Banking and PSU Fund
Ret YTD % 3.63 peer avg 3.42 · n=19 · Banking and PSU Fund
Ret 1Y % 5.7 peer avg 5.92 · n=19 · Banking and PSU Fund
CAGR 3Y % 7.51 peer avg 7.38 · n=19 · Banking and PSU Fund
CAGR 5Y % 6.36 peer avg 6.47 · n=19 · Banking and PSU Fund
CAGR Incep % 7.4 peer avg 7.51 · n=19 · Banking and PSU Fund
Risk
Volatility % 1.06 peer avg 1.06 · n=19 · Banking and PSU Fund
Max Drawdown % -2.77 peer avg -2.68 · n=19 · Banking and PSU Fund
Sharpe 0.95 peer avg 0.82 · n=19 · Banking and PSU Fund
Sortino 1.32 peer avg 1.07 · n=19 · Banking and PSU Fund
Beta 0.02 peer avg 0.02 · n=19 · Banking and PSU Fund
Alpha % 0.97 peer avg 0.85 · n=19 · Banking and PSU Fund
Price
NAV 40.07
Cost & Info
TER % 0.28 peer avg 0.34 · n=19 · Banking and PSU Fund
AUM (β‚Ή cr) 1869.28 peer avg 4037.56 · n=19 · Banking and PSU Fund
Mgr Tenure (yr) 2.9
Details
Category Banking and PSU Fund
Fund House LIC Mutual Fund
Broad Type Debt
Fund Manager Pratik Harish Shroff, Rahul Singh
Inception Jan 2013

Fund Information

BenchmarkNifty Banking & PSU Debt Index A-II
Sub-categoryBanking and PSU
Fund HouseLIC Mutual Fund
PlanDirect
RiskModerate
Exit LoadNil
Min Investmentβ‚Ή5,000
Min SIPβ‚Ή200
NAV Date05-Oct-2026
ISININF767K01GI4

Portfolio Holdings

Holdings as of 2026-08-31.

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#Holding% of Portfolio
1 RepoUnspecified 9.23%
2 GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100Financial 6.06%
3 Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028Energy & Utilities 3.81%
4 NLC INDIA LIMITED SR I 8.09 LOA 29MY29 FVRS10LACEnergy & Utilities 3.76%
5 NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES IV 8.37 BD 21JN29 FVRS10LACIndustrials 3.25%
6 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LACFinancial 3.22%
7 JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD8 7.43 LOA 24OT34 FVRS1LACIndustrials 3.15%
8 BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LACTechnology 3.12%
9 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LACFinancial 3.11%
10 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LACFinancial 3.1%
11 REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LACFinancial 3.07%
12 GOVERNMENT OF INDIA 37705 091 DAYS TBILL 29OT26 FV RS 100Financial 3.01%
13 HDFC BANK LIMITED CD 21DEC26Financial 2.97%
14 KOTAK MAHINDRA BANK LIMITED CD 08JAN27Financial 2.96%
15 BANK OF BARODA CD 11JAN27Financial 2.96%
16 ICICI BANK LIMITED CD 27JAN27Financial 2.95%
17 CANARA BANK CD 28JAN27Financial 2.95%
18 NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT CD 02MAR27Financial 2.93%
19 INDIAN BANK CD 21JUN27Financial 2.87%
20 POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LACFinancial 2.51%
21 EXPORT IMPORT BANK OF INDIA SR-R-16 8.83 BD 03NV29 FVRS10LACFinancial 2.36%
22 CANARA BANK CD 29JUN27Financial 2%
23 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 180 7.39 BD 15JL34 FVRS1LACFinancial 1.85%
24 JIO CREDIT LIMITED SR III 7.05 NCD 13OT27 FVRS1LACFinancial 1.6%
25 POWER FINANCE CORPORATION LIMITED SR 253 6.73 BD 15OT27 FVRS1LACFinancial 1.6%
26 RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LACFinancial 1.59%
27 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LACFinancial 1.58%
28 REC LIMITED SR 257 TR A 7.28 BD 31AG29 FVRS1LACFinancial 1.54%
29 POWER FINANCE CORPORATION LTD. SR 200 7.40 BD 08MY30 FVRS10LACFinancial 1.54%
30 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LACFinancial 1.53%
31 7.23% Housing & Urban Development Corporation Limited (18/07/2029)Financial 1.52%
32 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR PC1POB1 7.43 LOA 31JN30 FVRS10LACFinancial 1.52%
33 HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LACFinancial 1.51%
34 REC LIMITED SR 247 A 6.87 BD 31MY30 FVRS1LACFinancial 1.5%
35 PUNJAB NATIONAL BANK CD 05FEB27Financial 1.47%
36 7.71% GOI 18-May-2066Entities 1.32%
37 Government of IndiaEntities 1.04%
38 Nuclear Power Corpn. Of India Ltd Debenture 8.13 28/03/2028Energy & Utilities 0.95%
39 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191A 6.47 BD 30MY28 FVRS1LACFinancial 0.92%
40 POWER FINANCE CORPORATION LIMITED SR 250A 6.61 BD 15JL28 FVRS1LACFinancial 0.91%
41 BAJAJ FINANCE LIMITED 7.79 NCD 04JL36 FVRS1LACFinancial 0.9%
42 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11AUG27Financial 0.85%
43 EXPORT IMPORT BANK OF INDIA SR Z01 7.45 BD 12AP28 FVRS1LACFinancial 0.63%
44 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SERIES MIF 1A 6.57 LOA 01JU27 FVRS10LACFinancial 0.61%
45 GOVERNMENT OF INDIA 37847 182 DAYS TBILL 18FB27 FV RS 100Financial 0.59%
46 GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100Entities 0.59%
47 Others Class A2 AIFUnspecified 0.33%
48 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LACFinancial 0.32%
49 GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100Entities 0.3%
50 Net PayablesUnspecified -5.97%