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Kotak Banking and PSU Debt Direct - Growth

Kotak Mahindra Mutual Fund · Banking and PSU Fund

AMFI scheme code 123693 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:35:46.046666.

NAV vs benchmark

NAV: 72.98 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score 3.15
MF Green Score 55.16
MF Black Score 52.01
Avg Q-Score β€”
Avg Technical Upside% β€”
Avg Analyst Upside% β€”
Returns
Ret 1M % 0.68 peer avg 0.69 · n=19 · Banking and PSU Fund
Ret 3M % 2.76 peer avg 2.48 · n=19 · Banking and PSU Fund
Ret 6M % 3.17 peer avg 3.14 · n=19 · Banking and PSU Fund
Ret YTD % 3.73 peer avg 3.42 · n=19 · Banking and PSU Fund
Ret 1Y % 6.26 peer avg 5.92 · n=19 · Banking and PSU Fund
CAGR 3Y % 7.64 peer avg 7.38 · n=19 · Banking and PSU Fund
CAGR 5Y % 6.72 peer avg 6.47 · n=19 · Banking and PSU Fund
CAGR Incep % 8.13 peer avg 7.51 · n=19 · Banking and PSU Fund
Risk
Volatility % 1.15 peer avg 1.06 · n=19 · Banking and PSU Fund
Max Drawdown % -2.84 peer avg -2.68 · n=19 · Banking and PSU Fund
Sharpe 0.99 peer avg 0.82 · n=19 · Banking and PSU Fund
Sortino 1.29 peer avg 1.07 · n=19 · Banking and PSU Fund
Beta 0.02 peer avg 0.02 · n=19 · Banking and PSU Fund
Alpha % 1.11 peer avg 0.85 · n=19 · Banking and PSU Fund
Price
NAV 72.98
Cost & Info
TER % 0.4 peer avg 0.34 · n=19 · Banking and PSU Fund
AUM (β‚Ή cr) 4991.2 peer avg 4037.56 · n=19 · Banking and PSU Fund
Mgr Tenure (yr) 13.6
Details
Category Banking and PSU Fund
Fund House Kotak Mahindra Mutual Fund
Broad Type Debt
Fund Manager Deepak Agrawal, Dharmesh Thakar
Inception Jan 2013

Fund Information

BenchmarkCRISIL Banking and PSU Debt A-II Index
Sub-categoryBanking and PSU
Fund HouseKotak Mahindra Mutual Fund
PlanDirect
RiskModerate
Exit LoadNil
Min Investmentβ‚Ή100
Min SIPβ‚Ή100
NAV Date05-Oct-2026
ISININF174K01KH7

Portfolio Holdings

Holdings as of 2026-08-31.

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#Holding% of Portfolio
1 POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LACFinancial 6.67%
2 RepoUnspecified 4.1%
3 NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID20272 7.3700 BD 16JL29 FVRS1LACFinancial 4.02%
4 POWER GRID CORPORATION OF INDIA LIMITED SR LXXIV 7.70 BD 12OT33 FVRS1LACEnergy & Utilities 3.26%
5 Net Current AssetsUnspecified 3.25%
6 HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LACFinancial 3.09%
7 CANARA BANK CD 02FEB27Financial 2.95%
8 STATE BANK OF INDIA SR I 6.80 BD 21AG35 FVRS10LACFinancial 2.87%
9 INDIAN OIL CORPORATION LIMITED SR XXVI 7.36 NCD 16JL29 FVRS1LACEnergy & Utilities 2.84%
10 RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LACFinancial 2.64%
11 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LACFinancial 2.54%
12 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancial 2.52%
13 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LACFinancial 2.51%
14 POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LACFinancial 2.03%
15 POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LACFinancial 2.03%
16 EXPORT IMPORT BANK OF INDIA SR Z02 7.40 BD 14MR29 FVRS1LACFinancial 2.02%
17 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LACFinancial 2.02%
18 ICICI BANK LIMITED SR DJU21LB 6.45 BD 15JU28 FVRS10LACFinancial 1.99%
19 NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-3 6.67 BD 30MY30 FVRS1LACFinancial 1.96%
20 Union Bank of India SR-XX Additional Tier 1 Bo 9.50Financial 1.95%
21 ICICI BANK LIMITED SR DNV25T2 7.40 BD 28NV40 FVRS1CRFinancial 1.95%
22 7.71% GOI 18-May-2066Entities 1.94%
23 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancial 1.72%
24 GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100Entities 1.65%
25 NATIONAL HOUSING BANK 7.14 BD 17NV34 FVRS1LACFinancial 1.59%
26 FOOD CORPORATION OF INDIA 8.8 LOA 22MR28 FVRS10LACConsumer Staples 1.52%
27 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LACFinancial 1.51%
28 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LACFinancial 1.5%
29 BANK OF BARODA CD 04FEB27Financial 1.48%
30 UNION BANK OF INDIA CD 19JAN27Financial 1.48%
31 Union Bank of India CDFinancial 1.47%
32 INDIAN BANK CD 24MAY27Financial 1.44%
33 HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LACFinancial 1.41%
34 POWER GRID CORPORATION OF INDIA LIMITED SR LXX 7.40 BD 17FB33 FVRS1LACEnergy & Utilities 1.32%
35 RURAL ELECTRIFICATION CORPORATION LIMITED SR I 8.01 BD 24MR28 FVRS10LACFinancial 1.24%
36 REC LIMITED SR XII 6.45 BD 07JN31 FVRS10LACFinancial 1.17%
37 HDFC BANK LIMITED SR U003 9 NCD 01NV28 FVRS10LACFinancial 1.04%
38 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LACFinancial 1.01%
39 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LACFinancial 1.01%
40 FOOD CORPORATION OF INDIA SR VII A 7.60 LOA 09JN30 FVRS10LACConsumer Staples 1.01%
41 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LACFinancial 1.01%
42 STATE DEVELOPMENT LOAN 37068 TN 11FB36 7.54 FV RS 100Unspecified 1.01%
43 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LACFinancial 1.01%
44 HDFC BANK LIMITED SR AB001 7.69 NCD 27JN33 FVRS1LACFinancial 1%
45 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LACFinancial 0.99%
46 MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LACTechnology 0.98%
47 ONGC PETRO ADDITIONS LIMITED SR XIV 6.99 NCD 30OT30 FVRS1LACEnergy & Utilities 0.98%
48 HDFC Bank Limited (15/02/2027) ** #Financial 0.98%
49 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LACFinancial 0.91%
50 HDFC BANK LIMITED SR AB002 7.97 NCD 17FB33 FVRS1LACFinancial 0.91%

Showing the top 50 holdings.