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DSP Banking & PSU Debt Fund - Direct Plan - Growth

DSP Mutual Fund · Banking and PSU Fund

AMFI scheme code 124175 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:35:44.640000.

NAV vs benchmark

NAV: 26.45 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score -7.38
MF Green Score 43.64
MF Black Score 51.02
Avg Q-Score β€”
Avg Technical Upside% β€”
Avg Analyst Upside% β€”
Returns
Ret 1M % 0.79 peer avg 0.69 · n=19 · Banking and PSU Fund
Ret 3M % 3.06 peer avg 2.48 · n=19 · Banking and PSU Fund
Ret 6M % 3.15 peer avg 3.14 · n=19 · Banking and PSU Fund
Ret YTD % 3.41 peer avg 3.42 · n=19 · Banking and PSU Fund
Ret 1Y % 5.38 peer avg 5.92 · n=19 · Banking and PSU Fund
CAGR 3Y % 7.32 peer avg 7.38 · n=19 · Banking and PSU Fund
CAGR 5Y % 6.2 peer avg 6.47 · n=19 · Banking and PSU Fund
CAGR Incep % 7.82 peer avg 7.51 · n=19 · Banking and PSU Fund
Risk
Volatility % 1.37 peer avg 1.06 · n=19 · Banking and PSU Fund
Max Drawdown % -3.05 peer avg -2.68 · n=19 · Banking and PSU Fund
Sharpe 0.6 peer avg 0.82 · n=19 · Banking and PSU Fund
Sortino 0.75 peer avg 1.07 · n=19 · Banking and PSU Fund
Beta 0.03 peer avg 0.02 · n=19 · Banking and PSU Fund
Alpha % 0.78 peer avg 0.85 · n=19 · Banking and PSU Fund
Price
NAV 26.45
Cost & Info
TER % 0.33 peer avg 0.34 · n=19 · Banking and PSU Fund
AUM (β‚Ή cr) 3328.97 peer avg 4037.56 · n=19 · Banking and PSU Fund
Mgr Tenure (yr) 3.2
Details
Category Banking and PSU Fund
Fund House DSP Mutual Fund
Broad Type Debt
Fund Manager Shantanu Godambe, Sandeep Yadav
Inception Sep 2013

Fund Information

BenchmarkNifty Banking & PSU Debt Index A-II
Sub-categoryBanking and PSU
Fund HouseDSP Mutual Fund
PlanDirect
RiskModerate
Exit LoadNil
Min Investmentβ‚Ή100
Min SIPβ‚Ή100
NAV Date05-Oct-2026
ISININF740K01ZW2

Portfolio Holdings

Holdings as of 2026-08-31.

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#Holding% of Portfolio
1 GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100Entities 6.24%
2 PUNJAB NATIONAL BANK CD 12MAR27Financial 5.91%
3 HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LACFinancial 3.91%
4 BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LACTechnology 3.23%
5 GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LACEnergy & Utilities 3.21%
6 BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LACTechnology 3.17%
7 STATE DEVELOPMENT LOAN 35765 HAR 26MR39 7.08 FV RS 100Unspecified 3.15%
8 EXPORT IMPORT BANK OF INDIA SR AB01 7.23 BD 18MR31 FVRS1LACFinancial 3.13%
9 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LACFinancial 3.1%
10 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LACFinancial 3.06%
11 BANK OF BARODA CD 12FEB27Financial 2.97%
12 HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LACFinancial 2.46%
13 NATIONAL HOUSING BANK 7.51 BD 04AP31 FVRS1LACFinancial 2.36%
14 Power Grid Corporation of India Ltd Debenture 7.30 19/06/2027Energy & Utilities 2.33%
15 POWER FINANCE CORPORATION LTD. SR BS214 6.92 BD 14AP32 FVRS10LACFinancial 2.33%
16 REC LIMITED SR 233 7.53 BD 31MY34 FVRS1LACFinancial 2.32%
17 GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100Entities 2.14%
18 POWER FINANCE CORPORATION LIMITED SR 240 7.32 BD 15JL39 FVRS1LACFinancial 1.94%
19 NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR 4 7.15 BD 28MR35 FVRS1LACFinancial 1.68%
20 INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 129 8.45 LOA 04DC28 FVRS10LACFinancial 1.67%
21 POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LACFinancial 1.61%
22 GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100Entities 1.61%
23 POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LACFinancial 1.59%
24 POWER GRID CORPORATION OF INDIA LIMITED SR LXXIX 7.08 BD 25OT34 FVRS1LACEnergy & Utilities 1.58%
25 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172B 7.45 BD 13OT28 FVRS1LACFinancial 1.57%
26 STATE BANK OF INDIA SR 3 7.23 BD 19NV39 FVRS1LACFinancial 1.57%
27 POWER GRID CORPORATION OF INDIA LIMITED SR LXXVI 7.35 BD 12MR34 FVRS1LACEnergy & Utilities 1.56%
28 STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 100Unspecified 1.53%
29 REC LIMITED SR 255 7.17 BD 01JL31 FVRS1LACFinancial 1.52%
30 7.36% SBI LTB 27 JUNE 2039Financial 1.52%
31 ICICI SECURITIES LIMITED 91D CP 23NOV26Financial 1.5%
32 BANK OF BARODA CD 25JAN27Financial 1.49%
33 PUNJAB NATIONAL BANK CD 05FEB27Financial 1.49%
34 BANK OF BARODA CD 05FEB27Financial 1.49%
35 REC LIMITED SR 248B 6.81 BD 30AP36 FVRS1LACFinancial 1.48%
36 AXIS BANK LIMITED CD 12FEB27Financial 1.48%
37 HDFC BANK LIMITED CD 24FEB27Financial 1.48%
38 STATE BANK OF INDIA SR I 7.81 BD 02NV38 FVRS1CRFinancial 0.98%
39 EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LACFinancial 0.8%
40 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LACFinancial 0.79%
41 7.34% REC Ltd. **Financial 0.78%
42 REC LIMITED SR 245B 7.32 BD 28FB35 FVRS1LACFinancial 0.78%
43 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 180 7.39 BD 15JL34 FVRS1LACFinancial 0.78%
44 NTPC LIMITED SR 82 7.26 NCD 20MR40 FVRS1LACEnergy & Utilities 0.77%
45 STATE DEVELOPMENT LOAN 37024 GUJ 04FB32 7.17 FV RS 100Industrials 0.76%
46 NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2023 1 7.43 BD 16JU33 FVRS1LACFinancial 0.76%
47 RURAL ELECTRIFICATION CORPORATION LIMITED SR 213 6.92 BD 20MR32 FVRS10LACFinancial 0.76%
48 REC LIMITED SR 256 7.30 BD 01JL31 FVRS1LACFinancial 0.76%
49 BANK OF BARODA CD 03FEB27Financial 0.74%
50 National Bank For Agriculture and Rural Development (04/02/2027) **Financial 0.74%

Showing the top 50 holdings.