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HDFC Credit Risk Debt Fund - Growth Option - Direct Plan

HDFC Mutual Fund · Credit Risk Fund

AMFI scheme code 128051 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:36:56.666666.

NAV vs benchmark

NAV: 28.35 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score -17.52
MF Green Score 36.17
MF Black Score 53.69
Avg Q-Score β€”
Avg Technical Upside% β€”
Avg Analyst Upside% β€”
Returns
Ret 1M % 1.19 peer avg 22.2 · n=14 · Credit Risk Fund
Ret 3M % 3.23 peer avg 24.59 · n=14 · Credit Risk Fund
Ret 6M % 4.33 peer avg 27.37 · n=14 · Credit Risk Fund
Ret YTD % 5.19 peer avg 27.33 · n=14 · Credit Risk Fund
Ret 1Y % 8.03 peer avg 33.1 · n=14 · Credit Risk Fund
CAGR 3Y % 8.44 peer avg 10.07 · n=14 · Credit Risk Fund
CAGR 5Y % 7.33 peer avg 10.3 · n=14 · Credit Risk Fund
CAGR Incep % 8.77 peer avg 13.8 · n=14 · Credit Risk Fund
Risk
Volatility % 0.94 peer avg 17.71 · n=14 · Credit Risk Fund
Max Drawdown % -2.58 peer avg -14.85 · n=14 · Credit Risk Fund
Sharpe 2.06 peer avg 1.84 · n=14 · Credit Risk Fund
Sortino 2.77 peer avg 4.31 · n=14 · Credit Risk Fund
Beta 0.02 peer avg -0.21 · n=14 · Credit Risk Fund
Alpha % 1.91 peer avg 3.54 · n=14 · Credit Risk Fund
Price
NAV 28.35
Cost & Info
TER % 1.01 peer avg 0.75 · n=14 · Credit Risk Fund
AUM (β‚Ή cr) 7665.67 peer avg 1685.02 · n=14 · Credit Risk Fund
Mgr Tenure (yr) 3.2
Details
Category Credit Risk Fund
Fund House HDFC Mutual Fund
Broad Type Debt
Fund Manager Praveen Jain, Dhruv Muchhal, Bhavyesh Divecha
Inception Mar 2014

Fund Information

BenchmarkNIFTY Credit Risk Bond Index B-II
Sub-categoryCredit Risk
Fund HouseHDFC Mutual Fund
PlanDirect
RiskHigh
Exit LoadExit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Min Investmentβ‚Ή100
Min SIPβ‚Ή100
NAV Date05-Oct-2026
ISININF179KA1FZ3

Portfolio Holdings

Holdings as of 2026-08-31.

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#Holding% of Portfolio
1 GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LACIndustrials 4.83%
2 NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LACConsumer Staples 3.92%
3 Bharat Highways InvITIndustrials 3.3%
4 TRIUMPH COMPOSITES PRIVATE LIMITED 10.50 NCD 27AP31 FVRS1LACMaterials 3.12%
5 Net Current AssetsUnspecified 2.87%
6 JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LACConsumer Staples 2.79%
7 ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LACEnergy & Utilities 2.74%
8 BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LACConsumer Discretionary 2.62%
9 KALPATARU PROJECTS INTERNATIONAL LIMITED 8.35 NCD 11JU27 FVRS1LACIndustrials 2.61%
10 JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer Staples 2.59%
11 JSW ENERGY LIMITED TR I 8.75 NCD 03MR28 FVRS1LACEnergy & Utilities 2.29%
12 EVONITH VALUE STEEL LIMITED 9.50 LOA 12OT29 FVRS1LACMaterials 2.28%
13 SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25Unspecified 2.26%
14 JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterials 2.11%
15 GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100Entities 2.02%
16 KALPATARU PROJECTS INTERNATIONAL LIMITED 8.32 NCD 05FB27 FVRS1LACIndustrials 1.96%
17 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancial 1.95%
18 ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR II 8.85 NCD 20SP29 FVRS1LACConsumer Discretionary 1.94%
19 KOGTA FINANCIAL (INDIA) LIMITED 9.65 NCD 10MR28 FVRS1LACFinancial 1.94%
20 AADHARSHILA INFRATECH PRIVATE LIMITED RR NCD 31MR31 FVRS1LACIndustrials 1.93%
21 KOSAMATTAM FINANCE LIMITED RR NCD 16MR29 FVRS1LACFinancial 1.92%
22 RepoUnspecified 1.62%
23 SK FINANCE LIMITED 9.10 NCD 16FB29 FVRS1LACFinancial 1.61%
24 Aadhar Housing Fin FRN 3MTBIL+2.5% Aadhar Housing Finance Limited (03/08/2029) (FRN) **Financial 1.49%
25 Cube Highways TrustIndustrials 1.39%
26 TVS CREDIT SERVICES LIMITED 8.85 LOA 11JU27 FVRS1CRFinancial 1.38%
27 MAHINDRA RURAL HOUSING FINANCE LIMITED 8.45 NCD 25MR27 FVRS1LACFinancial 1.31%
28 GLOBE FINCAP LIMITED SR III 9.38 NCD 14MR29 FVRS1LACFinancial 1.3%
29 360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LACFinancial 1.3%
30 SK FINANCE LIMITED 9.25 NCD 15JL27 FVRS1LACFinancial 1.3%
31 MAS FINANCIAL SERVICES LIMITED RR NCD 12JU28 FVRS1LACFinancial 1.29%
32 Raajmarg Infra Investment TrustIndustrials 1.29%
33 GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100Entities 1%
34 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancial 0.98%
35 JM FINANCIAL HOME LOANS LIMITED SR IV 9 TR S NCD 16JU28 FVRS1LACFinancial 0.98%
36 JM FINANCIAL HOME LOANS LIMITED SR III TR S 9 NCD 16FB28 FVRS1LACFinancial 0.98%
37 ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR I 9 NCD 20JL29 FVRS1LACConsumer Discretionary 0.97%
38 Embassy Office Parks REITReal Estate 0.97%
39 Tata Power Company Ltd SR CGPLAU02 Debenture 9.90 27/08/2028Energy & Utilities 0.93%
40 GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100Entities 0.92%
41 GOI Sec 7.23 15/04/2039Entities 0.79%
42 VASTU FINSERVE INDIA PRIVATE LIMITED SR I 8.75 NCD 23MR28 FVRS1LACFinancial 0.77%
43 MAS FINANCIAL SERVICES LIMITED 9.75 NCD 15JU27 FVRS100000Financial 0.72%
44 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LACFinancial 0.66%
45 8.03% KARNATAKA SDL 31-01-2028Unspecified 0.66%
46 ONGC PETRO ADDITIONS LIMITED SR XIII 8.39 NCD 28JU27 FVRS1LACEnergy & Utilities 0.66%
47 AADHAR HOUSING FINANCE LIMITED 8.50 NCD 02DC27 FVRS1LACFinancial 0.65%
48 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LACFinancial 0.65%
49 GLOBE CAPITAL MARKET LIMITED SR III 9.38 NCD 14SP28 FVRS1LACIndustrials 0.65%
50 POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LACFinancial 0.65%

Showing the top 50 holdings.