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HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan

HDFC Mutual Fund · Retirement Fund

AMFI scheme code 136094 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:08:50.763333.

NAV vs benchmark

NAV: 56.4 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score -18.95
MF Green Score 49.86
MF Black Score 68.81
Avg Q-Score β€”
Avg Technical Upside% β€”
Avg Analyst Upside% β€”
Returns
Ret 1M % 1.23 peer avg 1.53 · n=29 · Retirement Fund
Ret 3M % 4.61 peer avg 5.27 · n=29 · Retirement Fund
Ret 6M % -2.52 peer avg 3.75 · n=29 · Retirement Fund
Ret YTD % -4.48 peer avg 2.68 · n=29 · Retirement Fund
Ret 1Y % -0.28 peer avg 6.3 · n=29 · Retirement Fund
CAGR 3Y % 11.25 peer avg 11.63 · n=29 · Retirement Fund
CAGR 5Y % 13.66 peer avg 10.38 · n=29 · Retirement Fund
CAGR Incep % 17.98 peer avg 11.8 · n=29 · Retirement Fund
Risk
Volatility % 12.19 peer avg 9 · n=29 · Retirement Fund
Max Drawdown % -34.89 peer avg -18.4 · n=29 · Retirement Fund
Sharpe 0.39 peer avg 0.46 · n=29 · Retirement Fund
Sortino 0.49 peer avg 0.59 · n=29 · Retirement Fund
Beta 0.88 peer avg 0.61 · n=29 · Retirement Fund
Alpha % 3.52 peer avg 4.33 · n=29 · Retirement Fund
Price
NAV 56.4
Cost & Info
TER % 0.92 peer avg 1.1 · n=29 · Retirement Fund
AUM (β‚Ή cr) 7013.69 peer avg 1167.78 · n=29 · Retirement Fund
Mgr Tenure (yr) 4.7
Details
Category Retirement Fund
Fund House HDFC Mutual Fund
Broad Type Solution Oriented
Fund Manager Srinivasan Ramamurthy, Anupam Joshi, Arun Agarwal, Dhruv Muchhal, Nandita Menezes
Inception Feb 2016

Fund Information

BenchmarkNIFTY 500 Total Return Index
Sub-categoryFlexi Cap
Fund HouseHDFC Mutual Fund
PlanDirect
RiskVery High
Exit LoadNil
Min Investmentβ‚Ή100
Min SIPβ‚Ή100
Lock-in (yrs)5.0
NAV Date05-Oct-2026
ISININF179KB1MF0

Portfolio Holdings

Holdings as of 2026-08-31.

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#Holding% of Portfolio
1 ICICI Bank LtdFinancial 7.69%
2 HDFC Bank LtdFinancial 6.59%
3 RepoUnspecified 4.92%
4 Reliance Industries LtdEnergy & Utilities 4.74%
5 Axis Bank LtdFinancial 4.46%
6 Kotak Mahindra Bank LtdFinancial 4.2%
7 Maruti Suzuki India LtdConsumer Discretionary 3.07%
8 State Bank of IndiaFinancial 3.03%
9 Bharti Airtel LtdTechnology 2.59%
10 Infosys LtdTechnology 2.43%
11 Tata Consultancy Services LtdTechnology 2.4%
12 Larsen & Toubro LtdIndustrials 2.31%
13 Dr. Lal Pathlabs LtdHealthcare 1.94%
14 HCL Technologies LtdTechnology 1.88%
15 Interglobe Aviation LtdIndustrials 1.87%
16 Eicher Motors LtdConsumer Discretionary 1.7%
17 Power Grid Corporation of India LtdEnergy & Utilities 1.69%
18 ICICI Lombard General Insurance Company LtdFinancial 1.57%
19 Zomato LtdTechnology 1.41%
20 Max Financial Services LtdFinancial 1.35%
21 Havells India LtdConsumer Discretionary 1.24%
22 Alkem Laboratories LtdHealthcare 1.22%
23 ITC LtdConsumer Staples 1.2%
24 Jindal Steel & Power LtdMaterials 1.19%
25 NTPC LtdEnergy & Utilities 1.17%
26 HDFC Life Insurance Co LtdFinancial 1.16%
27 Divi's Laboratories LtdHealthcare 1.08%
28 CreditAccess Grameen LtdFinancial 1.07%
29 United Spirits LtdConsumer Staples 1.06%
30 Delhivery LtdIndustrials 1.04%
31 Bajaj Auto LtdConsumer Discretionary 1.04%
32 Apollo Hospitals Enterprise LtdHealthcare 0.95%
33 Hyundai Motor India Ltd.Consumer Discretionary 0.95%
34 HDFC Nifty ETF-DividendUnspecified 0.94%
35 Tata Steel LtdMaterials 0.92%
36 Crisil LtdIndustrials 0.9%
37 Hindustan Petroleum Corporation LtdEnergy & Utilities 0.89%
38 PVR LtdConsumer Discretionary 0.86%
39 Transport Corporation Of India LtdIndustrials 0.84%
40 Balkrishna Industries LtdConsumer Discretionary 0.81%
41 Kalpataru Power Transmission LtdIndustrials 0.8%
42 Chalet Hotels LtdConsumer Discretionary 0.78%
43 Voltamp Transformers LtdIndustrials 0.78%
44 Redington LtdTechnology 0.77%
45 Cipla LtdHealthcare 0.76%
46 Gland Pharma LtdHealthcare 0.72%
47 Godrej Consumer Products LtdConsumer Staples 0.71%
48 Lupin LtdHealthcare 0.7%
49 Prestige Estates Projects LtdReal Estate 0.7%
50 Blue Dart Express LtdIndustrials 0.7%

Showing the top 50 holdings.