πŸš€

Rolling out an update

We're shipping a quick improvement β€” you'll be back in a few seconds. No need to refresh.

Contact us
Share

Toggle columns β€” click a chip to show/hide, click the group label to toggle the whole group

News

← Browse mutual funds

HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan

HDFC Mutual Fund · Retirement Fund

AMFI scheme code 136464 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:08:51.856666.

NAV vs benchmark

NAV: 43.18 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score -16.84
MF Green Score 38.42
MF Black Score 55.26
Avg Q-Score 32.83
Avg Technical Upside% 58.72
Avg Analyst Upside% 26.19
Returns
Ret 1M % 0.74 peer avg 1.53 · n=29 · Retirement Fund
Ret 3M % 3.67 peer avg 5.27 · n=29 · Retirement Fund
Ret 6M % -2.66 peer avg 3.75 · n=29 · Retirement Fund
Ret YTD % -4.31 peer avg 2.68 · n=29 · Retirement Fund
Ret 1Y % -0.38 peer avg 6.3 · n=29 · Retirement Fund
CAGR 3Y % 9.04 peer avg 11.63 · n=29 · Retirement Fund
CAGR 5Y % 10.26 peer avg 10.38 · n=29 · Retirement Fund
CAGR Incep % 15 peer avg 11.8 · n=29 · Retirement Fund
Risk
Volatility % 9.47 peer avg 9 · n=29 · Retirement Fund
Max Drawdown % -27.5 peer avg -18.4 · n=29 · Retirement Fund
Sharpe 0.27 peer avg 0.46 · n=29 · Retirement Fund
Sortino 0.34 peer avg 0.59 · n=29 · Retirement Fund
Beta 0.68 peer avg 0.61 · n=29 · Retirement Fund
Alpha % 1.59 peer avg 4.33 · n=29 · Retirement Fund
Price
NAV 43.18
Cost & Info
TER % 1.1 peer avg 1.1 · n=29 · Retirement Fund
AUM (β‚Ή cr) 1630.28 peer avg 1167.78 · n=29 · Retirement Fund
Mgr Tenure (yr) 4.7
Details
Category Retirement Fund
Fund House HDFC Mutual Fund
Broad Type Solution Oriented
Fund Manager Srinivasan Ramamurthy, Anupam Joshi, Arun Agarwal, Dhruv Muchhal, Nandita Menezes
Inception Feb 2016

Fund Information

BenchmarkNIFTY 50 Hybrid Composite Debt 65:35 Index
Sub-categoryAggressive Hybrid
Fund HouseHDFC Mutual Fund
PlanDirect
RiskVery High
Exit LoadNil
Min Investmentβ‚Ή100
Min SIPβ‚Ή100
Lock-in (yrs)5.0
NAV Date05-Oct-2026
ISININF179KB1MH6

Portfolio Holdings

Holdings as of 2026-08-31.

Toggle columns — click a chip to show/hide, click the group label to toggle the whole group

#Holding% of Portfolio
1 RepoUnspecified 7.98%
2 ICICI Bank LtdFinancial 6.35%
3 HDFC Bank LtdFinancial 5.31%
4 BAJAJ FINANCE LIMITED 7.93 NCD 02MY34 FVRS1LACFinancial 4.31%
5 Reliance Industries LtdEnergy & Utilities 3.58%
6 Kotak Mahindra Bank LtdFinancial 3.4%
7 State Bank of IndiaFinancial 3.3%
8 Axis Bank LtdFinancial 3.24%
9 Maruti Suzuki India LtdConsumer Discretionary 2.53%
10 Bharti Airtel LtdTechnology 2.26%
11 Tata Consultancy Services LtdTechnology 2.24%
12 Infosys LtdTechnology 2.12%
13 GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100Entities 1.92%
14 CENTRAL GOVERNMENT LOAN 30581 GOI 12JL31 6.1 FV RS 100Entities 1.89%
15 Larsen & Toubro LtdIndustrials 1.89%
16 HCL Technologies LtdTechnology 1.64%
17 Power Grid Corporation of India LtdEnergy & Utilities 1.64%
18 GOI Sec 7.18 14/08/2033Entities 1.59%
19 GOI Sec 7.18 24/07/2037Entities 1.58%
20 Dr. Lal Pathlabs LtdHealthcare 1.57%
21 BAJAJ HOUSING FINANCE LIMITED NCD 7.50 09AP35 FVRS1LACFinancial 1.51%
22 City Union Bank LtdFinancial 1.33%
23 GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100Entities 1.28%
24 Sun Pharmaceutical Industries LtdHealthcare 1.24%
25 Max Financial Services LtdFinancial 1.13%
26 ITC LtdConsumer Staples 1.12%
27 SBI Life Insurance Company LtdFinancial 1.09%
28 Havells India LtdConsumer Discretionary 1.01%
29 Alkem Laboratories LtdHealthcare 1%
30 ICICI Lombard General Insurance Company LtdFinancial 0.98%
31 Embassy Office Parks REITReal Estate 0.96%
32 MAHINDRA RURAL HOUSING FINANCE LIMITED SR AA 8.35 NCD 24SP32 FVRS10LACFinancial 0.94%
33 Suprajit Engineering LtdConsumer Discretionary 0.93%
34 Bajaj Auto LtdConsumer Discretionary 0.91%
35 Gland Pharma LtdHealthcare 0.9%
36 Cipla LtdHealthcare 0.88%
37 CreditAccess Grameen LtdFinancial 0.85%
38 United Spirits LtdConsumer Staples 0.84%
39 CENTRAL GOVERNMENT LOAN 21658 GOI 17JU33 7.57 FV RS 100Entities 0.81%
40 Tata Steel LtdMaterials 0.8%
41 Vesuvius India LtdIndustrials 0.76%
42 NTPC LtdEnergy & Utilities 0.71%
43 Balkrishna Industries LtdConsumer Discretionary 0.71%
44 SKF India LtdIndustrials 0.68%
45 HDFC Life Insurance Co LtdFinancial 0.68%
46 PVR LtdConsumer Discretionary 0.67%
47 Kalpataru Power Transmission LtdIndustrials 0.65%
48 Alembic Pharmaceuticals LtdHealthcare 0.65%
49 Huhtamaki India LtdMaterials 0.63%
50 Blue Dart Express LtdIndustrials 0.61%

Showing the top 50 holdings.