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HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan

HDFC Mutual Fund · Retirement Fund

AMFI scheme code 136465 · NAV as of 2026-08-14. Stored fund data, updated 2026-08-17T16:08:51.036666.

NAV vs benchmark

NAV: 25.06 INR per unit. Interactive history and benchmark comparisons require JavaScript.
Scoring
MF-Score 10.87
MF Green Score 35.88
MF Black Score 25.01
Avg Q-Score 33.89
Avg Technical Upside% 30.75
Avg Analyst Upside% 28.25
Returns
Ret 1M % 0.45 peer avg 1.53 · n=29 · Retirement Fund
Ret 3M % 2.71 peer avg 5.27 · n=29 · Retirement Fund
Ret 6M % 0.72 peer avg 3.75 · n=29 · Retirement Fund
Ret YTD % 0.64 peer avg 2.68 · n=29 · Retirement Fund
Ret 1Y % 3.08 peer avg 6.3 · n=29 · Retirement Fund
CAGR 3Y % 7.55 peer avg 11.63 · n=29 · Retirement Fund
CAGR 5Y % 7.62 peer avg 10.38 · n=29 · Retirement Fund
CAGR Incep % 9.15 peer avg 11.8 · n=29 · Retirement Fund
Risk
Volatility % 3.53 peer avg 9 · n=29 · Retirement Fund
Max Drawdown % -7.84 peer avg -18.4 · n=29 · Retirement Fund
Sharpe 0.3 peer avg 0.46 · n=29 · Retirement Fund
Sortino 0.38 peer avg 0.59 · n=29 · Retirement Fund
Beta 0.24 peer avg 0.61 · n=29 · Retirement Fund
Alpha % 0.72 peer avg 4.33 · n=29 · Retirement Fund
Price
NAV 25.06
Cost & Info
TER % 1.35 peer avg 1.1 · n=29 · Retirement Fund
AUM (β‚Ή cr) 148.25 peer avg 1167.78 · n=29 · Retirement Fund
Mgr Tenure (yr) 4.7
Details
Category Retirement Fund
Fund House HDFC Mutual Fund
Broad Type Solution Oriented
Fund Manager Srinivasan Ramamurthy, Anupam Joshi, Arun Agarwal, Dhruv Muchhal, Nandita Menezes
Inception Feb 2016

Fund Information

BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
Sub-categoryConservative Hybrid
Fund HouseHDFC Mutual Fund
PlanDirect
RiskHigh
Exit LoadNil
Min Investmentβ‚Ή100
Min SIPβ‚Ή100
Lock-in (yrs)5.0
NAV Date05-Oct-2026
ISININF179KB1MJ2

Portfolio Holdings

Holdings as of 2026-08-31.

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#Holding% of Portfolio
1 Cash MarginUnspecified 17.81%
2 RepoUnspecified 9.85%
3 CENTRAL GOVERNMENT LOAN 29633 GOI 17DC50 6.67 FV RS 100Entities 9.29%
4 ICICI Bank LtdFinancial 8.47%
5 Larsen & Toubro LtdIndustrials 7.79%
6 MAHINDRA RURAL HOUSING FINANCE LIMITED SR AA 8.35 NCD 24SP32 FVRS10LACFinancial 6.9%
7 GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100Entities 6.64%
8 CENTRAL GOVERNMENT LOAN 23202 GOI 16SP34 6.19 FV RS 100Entities 6.54%
9 Reliance Industries LtdEnergy & Utilities 5.8%
10 CENTRAL GOVERNMENT LOAN 21658 GOI 17JU33 7.57 FV RS 100Entities 5.34%
11 GOI Sec 8.97 05/12/2030Entities 4.09%
12 CENTRAL GOVERNMENT LOAN 04010 GOI 10AG34 7.5 FV RS 100Entities 3.54%
13 INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 130 8.40 LOA 08JN29 FVRS10LACFinancial 3.48%
14 Net Current AssetsUnspecified 3.02%
15 HDFC Bank LtdFinancial 2.12%
16 State Bank of IndiaFinancial 1.41%
17 Axis Bank LtdFinancial 1.15%
18 Bharti Airtel LtdTechnology 0.99%
19 Maruti Suzuki India LtdConsumer Discretionary 0.93%
20 Tata Consultancy Services LtdTechnology 0.82%
21 Infosys LtdTechnology 0.77%
22 ICICI Lombard General Insurance Company LtdFinancial 0.64%
23 City Union Bank LtdFinancial 0.63%
24 SBI Life Insurance Company LtdFinancial 0.59%
25 Transport Corporation Of India LtdIndustrials 0.59%
26 Power Grid Corporation of India LtdEnergy & Utilities 0.54%
27 Dr. Lal Pathlabs LtdHealthcare 0.53%
28 Vishal Mega Mart Ltd.Consumer Staples 0.45%
29 Lupin LtdHealthcare 0.45%
30 ITC LtdConsumer Staples 0.44%
31 Lumax Industries LtdConsumer Discretionary 0.43%
32 Vesuvius India LtdIndustrials 0.42%
33 Suprajit Engineering LtdConsumer Discretionary 0.41%
34 PVR LtdConsumer Discretionary 0.41%
35 Vedant Fashions LtdConsumer Discretionary 0.41%
36 United Spirits LtdConsumer Staples 0.41%
37 Balkrishna Industries LtdConsumer Discretionary 0.39%
38 Alkem Laboratories LtdHealthcare 0.36%
39 Gujarat Pipavav Port LtdIndustrials 0.34%
40 Zensar Technologies LtdTechnology 0.31%
41 Bayer CropScience LtdMaterials 0.3%
42 Voltamp Transformers LtdIndustrials 0.3%
43 Kalpataru Power Transmission LtdIndustrials 0.29%
44 Alembic Pharmaceuticals LtdHealthcare 0.29%
45 Huhtamaki India LtdMaterials 0.27%
46 TCPL Packaging LtdMaterials 0.27%
47 Hindustan Petroleum Corporation LtdEnergy & Utilities 0.25%
48 SKF India LtdIndustrials 0.21%
49 7.54% GOVT OF INDIA RED 23-05-2036Entities 0.11%
50 Reliance Industries Ltd FuturesEnergy & Utilities -4.85%

Showing the top 50 holdings.